"use strict";(self.webpackChunkrwkattorneys=self.webpackChunkrwkattorneys||[]).push([[494],{70:function(e,t,a){var r=a(7294);t.Z=function(){var e=(0,r.useState)(""),t=(e[0],e[1]),a=(0,r.useState)(""),l=(a[0],a[1]),s=(0,r.useState)(""),o=s[0],n=s[1],i=(0,r.useState)(""),m=i[0],c=i[1],d=(0,r.useState)(!0),u=d[0],h=d[1],p=(0,r.useState)(!1),g=(p[0],p[1]);return r.createElement("form",{action:"#",method:"POST",className:"space-y-6",onSubmit:function(e){e.preventDefault(),(o||m)&&h(!1)}},r.createElement("div",null,r.createElement("label",{htmlFor:"name",className:"sr-only"},"Full name"),r.createElement("input",{type:"text",name:"name",id:"name",autoComplete:"name",placeholder:"Full name",className:"block w-full shadow-sm focus:ring-red-500 focus:border-red-500 sm:text-sm border-gray-300 rounded-md",onChange:function(e){return t(e.target.value)},disabled:!u})),r.createElement("div",null,r.createElement("label",{htmlFor:"mobile-or-email",className:"sr-only"},"Mobile number or email"),r.createElement("input",{type:"text",name:"mobile-or-email",id:"mobile-or-email",autoComplete:"email",placeholder:"Mobile number or email",required:!0,pattern:"(^\\(?([0-9]{3})\\)?[-. ]?([0-9]{3})[-. ]?([0-9]{4})$)|(^\\w+([\\.-]?\\w+)*@\\w+([\\.-]?\\w+)*(\\.\\w{2,3})+$)",className:"block w-full shadow-sm focus:ring-red-500 focus:border-red-500 sm:text-sm border-gray-300 rounded-md",onChange:function(e){console.log("here1"),/^\(?([0-9]{3})\)?[-. ]?([0-9]{3})[-. ]?([0-9]{4})$/.test(e.target.value)?(n(e.target.value),g(!0)):/^\w+([\.-]?\w+)*@\w+([\.-]?\w+)*(\.\w{2,3})+$/.test(e.target.value)&&(c(e.target.value),g(!0))},disabled:!u})),r.createElement("div",null,r.createElement("label",{htmlFor:"password",className:"sr-only"},"Brief message"),r.createElement("textarea",{id:"password",name:"password",placeholder:"Brief description of legal concern or interest.",autoComplete:"current-password",className:"block w-full shadow-sm focus:ring-red-500 focus:border-red-500 sm:text-sm border-gray-300 rounded-md",onChange:function(e){return l(e.target.value)},disabled:!u})),r.createElement("div",null,r.createElement("button",{type:"submit",disabled:!u,className:"w-full flex justify-center py-2 px-4 border border-transparent rounded-md shadow-sm text-sm font-medium text-white bg-red-600 hover:bg-red-700 focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-red-500"},"Get help")))}},499:function(e,t,a){a.r(t);var r=a(7294),l=a(5216),s=a(7279),o=a(8317),n=a(2898),i=a(6727),m=a(70);function c(){return r.createElement("div",{className:"relative bg-gray-800 overflow-visible"},r.createElement("div",{className:"relative pt-6 pb-16 sm:pb-10"},r.createElement("main",{className:"mt-16 sm:mt-10"},r.createElement("div",{className:"mx-auto max-w-7xl"},r.createElement("div",{className:"lg:grid lg:grid-cols-12 lg:gap-8"},r.createElement("div",{className:"px-4 sm:px-6 sm:text-center md:max-w-2xl md:mx-auto lg:col-span-6 lg:text-left lg:flex lg:items-center"},r.createElement("div",null,r.createElement("h1",{className:"text-4xl tracking-tight font-extrabold text-white sm:leading-none lg:text-5xl xl:text-6xl"},r.createElement("span",{className:""},"Keep your property and")," ",r.createElement("span",{className:"text-red-400 "},"eliminate debt")),r.createElement("p",{className:"mt-3 text-base text-gray-300 sm:mt-5 sm:text-xl lg:text-lg xl:text-xl"},"Put an end to creditor harassment with our legal services designed to eliminate most debts in one fell swoop."))),r.createElement("div",{className:"mt-16 sm:mt-24 md:mt-4 lg:col-span-6 md:h-0 z-10"},r.createElement("div",{className:"bg-white sm:max-w-md sm:w-full sm:mx-auto sm:rounded-lg sm:overflow-hidden shadow"},r.createElement("div",{className:"px-4 py-8 sm:px-10"},r.createElement("div",null,r.createElement("p",{className:"mt-1 text-2xl font-extrabold text-gray-900 sm:tracking-tight"},"Claim your free consultation"),r.createElement("p",{className:"text-gray-600"},"Your initial consultation will be with a bar certified attorney qualified to handle your case from start to finish.")),r.createElement("div",{className:"mt-6"},r.createElement(m.Z,null))),r.createElement("div",{className:"px-4 py-6 bg-gray-100 border-t-2 border-gray-200 sm:px-10"},r.createElement("p",{className:"text-xs leading-5 text-gray-500"},"By submitting this form, you agree to our"," ",r.createElement("a",{href:"#",className:"font-medium text-gray-900 hover:underline"},"Terms"),".")))))))))}t.default=function(){return r.createElement(r.Fragment,null,r.createElement(s.Z,null),r.createElement(c,null),r.createElement("div",{className:"py-16 md:pt-96 lg:pt-10 bg-gray-50 overflow-hidden"},r.createElement("div",{className:"max-w-7xl mx-auto px-4 space-y-8 sm:px-6 lg:px-8"},r.createElement("div",{className:"text-base max-w-prose mx-auto lg:max-w-none"},r.createElement("h2",{className:"text-base text-red-600 font-semibold tracking-wide uppercase"},"Accuracy. Consistency. Results."),r.createElement("p",{className:"mt-2 text-3xl leading-8 font-extrabold tracking-tight text-gray-900 sm:text-4xl"},"What makes us different")),r.createElement("div",{className:"relative z-10 text-base max-w-prose mx-auto lg:max-w-5xl lg:mx-0 lg:pr-96"},r.createElement("p",{className:"text-lg text-gray-500"},"We know dealing with debt is difficult especially when you have been faced financial hardship. We are a full-service law firm with a range of bankruptcy services designed to give you a fresh start. We take pride in helping you understand every aspect of your case or legal issue.")),r.createElement("div",{className:"lg:grid lg:grid-cols-2 lg:gap-8 lg:items-start"},r.createElement("div",{className:"relative z-10"},r.createElement("div",{className:"prose prose-red text-gray-500 mx-auto lg:max-w-none"},r.createElement("h3",null,"Wrestling with debt?"),r.createElement("p",null,"The US bankruptcy code is difficult to make sense of by yourself but there are many options available to get relief from existing debt. We will evaluate and consider all options available to you so that you can choose what works best for you and your budget."),r.createElement("p",null,"There are some basic qualifications you must meet and certain situations may dictate which filing is best for you. Take the guess-work out by allowing us to evaluate your situation and guide you through every step along the way."),r.createElement("p",null,"When you file for bankruptcy, the automatic stay goes into effect. The automatic stay prevents creditors from harassing you about mortgage debt, credit card debt, auto loan debt, medical bills, and all other debt while you're in bankruptcy. If creditors violate the automatic stay by contacting you about your debt, they can be held responsible."),r.createElement("h3",null,"Stop calls from creditors"),r.createElement("p",null,"Creditors seem to be relentless in their quest to force you to pay a debt. Often times, the original creditor will sell your debt to debt collectors that will harrass you in order to get you to pay them. Pressure from both creditors and debt collection agencies can come in the form of creditor harassment. We have several options at our disposal to put a stop to the harassment."))),r.createElement("div",{className:"mt-12 relative text-base max-w-prose mx-auto lg:mt-60 lg:max-w-none"},r.createElement("svg",{className:"absolute top-0 right-0 -mt-20 -mr-20 lg:top-auto lg:right-auto lg:bottom-1/2 lg:left-1/2 lg:mt-0 lg:mr-0 xl:top-0 xl:right-0 xl:-mt-20 xl:-mr-20",width:404,height:384,fill:"none",viewBox:"0 0 404 384","aria-hidden":"true"},r.createElement("defs",null,r.createElement("pattern",{id:"bedc54bc-7371-44a2-a2bc-dc68d819ae60",x:0,y:0,width:20,height:20,patternUnits:"userSpaceOnUse"},r.createElement("rect",{x:0,y:0,width:4,height:4,className:"text-gray-200",fill:"currentColor"}))),r.createElement("rect",{width:404,height:384,fill:"url(#bedc54bc-7371-44a2-a2bc-dc68d819ae60)"})),r.createElement("blockquote",{className:"relative bg-white rounded-lg shadow-lg"},r.createElement("div",{className:"rounded-t-lg px-6 py-8 sm:px-10 sm:pt-10 sm:pb-8"},r.createElement("img",{src:o.Z,alt:"Russo, Keller & White, P.C.",className:"h-8"}),r.createElement("div",{className:"relative text-lg text-gray-700 font-medium mt-8"},r.createElement("svg",{className:"absolute top-0 left-0 transform -translate-x-3 -translate-y-2 h-8 w-8 text-gray-200",fill:"currentColor",viewBox:"0 0 32 32","aria-hidden":"true"},r.createElement("path",{d:"M9.352 4C4.456 7.456 1 13.12 1 19.36c0 5.088 3.072 8.064 6.624 8.064 3.36 0 5.856-2.688 5.856-5.856 0-3.168-2.208-5.472-5.088-5.472-.576 0-1.344.096-1.536.192.48-3.264 3.552-7.104 6.624-9.024L9.352 4zm16.512 0c-4.8 3.456-8.256 9.12-8.256 15.36 0 5.088 3.072 8.064 6.624 8.064 3.264 0 5.856-2.688 5.856-5.856 0-3.168-2.304-5.472-5.184-5.472-.576 0-1.248.096-1.44.192.48-3.264 3.456-7.104 6.528-9.024L25.864 4z"})),r.createElement("p",{className:"relative"},"I've been helping residents across the State of Alabama, to take control of their debt. I take great pride in taking care of my clients and I always put forth the most aggressive representation for each of them."))),r.createElement("cite",{className:"relative flex items-center sm:items-start bg-red-600 rounded-b-lg not-italic py-5 px-6 sm:py-5 sm:pl-12 sm:pr-10 sm:mt-10"},r.createElement("div",{className:"relative rounded-full border-2 border-white sm:absolute sm:top-0 sm:transform sm:-translate-y-1/2"},r.createElement("img",{className:"w-12 h-12 sm:w-20 sm:h-20 rounded-full bg-red-300",src:n.Z,alt:""})),r.createElement("span",{className:"relative ml-4 text-red-300 font-semibold leading-6 sm:ml-24 sm:pl-1"},r.createElement("p",{className:"text-white font-semibold sm:inline"},"Robert Keller")," ",r.createElement("p",{className:"sm:inline"},"Owner at Russo, Keller & White, P.C.")))))))),r.createElement(h,null),r.createElement(u,null),r.createElement(l.Z,null))};var d=[{id:1,question:"Will I be able to keep my house or car and other property?",answer:"In general, the answer is yes. Chapter 7 bankruptcy is designed to wipe out your debt. However, this is conditioned upon you not owning any property that is not exempt. Non-exempt property is sold by the bankruptcy court, converted to cash, and then used to pay back all or a portion of the debt that is owed by you. The bankruptcy law allows you to exempt your property, whether it be a home, car, 401(k), or other property. If your property is exempt, it generally cannot be used to pay your creditors any money. The exemptions differ for each piece of property that you own, and we will be able to explain to you in more detail about these exemptions. In Chapter 13 cases, this works a little different, and you'll need to contact us to discuss this."},{id:2,question:"What's a discharge?",answer:"A discharge is a court order which prohibits the collection of all debt which you listed in your bankruptcy petition. The discharge follows and protects you the rest of your life. There are certain debts that are excepted from discharge and that you still must pay despite a discharge in your bankruptcy case. Three of the most common debts that you still must pay after a discharge are federal and state income taxes, student loans, and child support and alimony. Another type of debt which you must repay despite receiving a discharge is debt that you have reaffirmed, such as a house or car."},{id:3,question:"Will I be able to get rid of property I no longer want or can afford?",answer:"In general, the answer is yes. Some debtors can no longer afford their house or car payments. In other cases, the house is just too big for them to keep up and they want to downsize. In still other cases, a car may keep breaking down and it is not worthwhile to continue to repair. Regardless of the circumstances, you can still surrender the property back to the mortgage company or to the lienholder. If you do so, the balance of the debt will be wiped out (discharged). In Chapter 13 cases, this works a little different, and you'll need to contact us to discuss this."},{id:4,question:"What if there is a co-signer on a debt of mine?",answer:"If there is a co-signer on a credit card, medical bill, personal loan, or other such bill, then the co-signer will be responsible for paying that bill once you have discharged your debt. This is also the case if there is a co-signer on a home mortgage or car note and you are surrendering the home or car. If, on the other hand, you are keeping the home or car, and you reaffirm the debt, then both you and the co-signer will remain obligated to pay the debt reaffirmed. In Chapter 13 cases, this works a little different, and you'll need to contact us to discuss this."}];function u(){return r.createElement("div",{className:"bg-white"},r.createElement("div",{className:"max-w-7xl mx-auto py-16 px-4 sm:py-24 sm:px-6 lg:px-8"},r.createElement("div",{className:"max-w-2xl lg:mx-auto lg:text-center"},r.createElement("h2",{className:"text-3xl font-extrabold tracking-tight text-gray-900 sm:text-4xl"},"Frequently asked questions")),r.createElement("div",{className:"mt-20"},r.createElement("dl",{className:"space-y-10 lg:space-y-0 lg:grid lg:grid-cols-2 lg:gap-x-8 lg:gap-y-10"},d.map((function(e){return r.createElement("div",{key:e.id},r.createElement("dt",{className:"font-semibold text-gray-900"},e.question),r.createElement("dd",{className:"mt-3 text-gray-500"},e.answer))}))))))}function h(){return r.createElement("div",{className:"relative bg-gray-800"},r.createElement("div",{className:"h-56 bg-red-600 sm:h-72 md:absolute md:left-0 md:h-full md:w-1/2"},r.createElement("img",{className:"w-full h-full object-cover",src:"https://image.shutterstock.com/shutterstock/photos/1017665110/display_1500/stock-photo-multiracial-team-working-together-in-office-teamwork-on-laptop-analyzing-online-business-project-1017665110.jpg",alt:""})),r.createElement("div",{className:"relative max-w-7xl mx-auto px-4 py-12 sm:px-6 lg:px-8 lg:py-16"},r.createElement("div",{className:"md:ml-auto md:w-1/2 md:pl-10"},r.createElement("h2",{className:"text-base font-semibold uppercase tracking-wider text-gray-300"},"top notch support"),r.createElement("p",{className:"mt-2 text-white text-3xl font-extrabold tracking-tight sm:text-4xl"},"We’re here to help"),r.createElement("p",{className:"mt-3 text-lg text-gray-300"},"No two cases are identical in all respects. Our attention to detail allows us to create winning strategies that are tailor-made to suit your needs. Contact us immediately for your free consultation."),r.createElement("div",{className:"mt-8"},r.createElement("div",{className:"inline-flex rounded-md shadow"},r.createElement("a",{href:"#",className:"inline-flex items-center justify-center px-5 py-3 border border-transparent text-base font-medium rounded-md text-gray-900 bg-white hover:bg-gray-50"},"Schedule an appointment",r.createElement(i.h0n,{className:"-mr-1 ml-3 h-5 w-5 text-gray-400","aria-hidden":"true"})))))))}},2898:function(e,t,a){t.Z=a.p+"static/robert-keller-9c55adb47fc39f3e6e6d7181aa8931d8.png"}}]); //# sourceMappingURL=component---src-pages-practice-areas-bankruptcy-consumer-js-aa586d89fa1acd8c967a.js.map